Many years ago when I first surrendered my heart to Christ my dad bought me a wall plaque that has those words etched in the wood. It made me cry because he was telling me I owed him nothing on a truck I bought from him during a bad time in my life. I’ve had it for about 15 years and it’s still precious to my heart. If you knew my dad back then you would know he never expressed his feelings, and that was his way of saying I love you and I’m proud of you hang in there